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What Is a Catastrophic Injury Designation?


Catastrophic injury designationThe average person normally recovers from most common injuries, but sometimes things can go wrong and one may sustain severe injuries that results in permanent physical or mental impairment. These types of injuries are called catastrophic injuries and can end in short or long term absence from work, and in some cases, bereavement. Overall, it is important for affected people to know their rights on such an important issue.

Help When You Need It Most

When someone suffers a catastrophic injury at work, they may be unable to return to work permanently, or for short to long term periods of time. In addition to dealing with the change in their physical or mental health, affected workers’ incomes will also end up being massively affected. Georgia law states that all employees who sustain injuries that prevent them from going back to work and earning a living are entitled to compensation for their medical expenses, lost wages, and most importantly, for their pain and suffering.

Catastrophic injuries are life changing events and include traumatic brain injury, injuries to your spinal cord and paralysis, as well as severe burns and dismemberment. It is important to get a catastrophic injury designation under Georgia law because the level of compensation varies depending on which category an injury is placed into.

Use the Correct Channels to Get the Compensation You Deserve

When getting an injury certified, it is important to be checked or assessed by a registered health professional so that the results cannot be disputed or altered at a later date to deny you what is rightfully yours.

Georgia state law accepts that causes of catastrophic injuries can include:

  • Car and truck accidents
  • Sports accidents
  • Fires and explosions
  • Falls from heights, or slip and fall accidents
  • Violent crime

The above list is by no means exhaustive, but each injury is placed in one of six categories; which are specifically defined under statute law regarding how severe each injury must be. If you or a loved one has recently been affected, most employers will accept a catastrophic injury designation if it has been certified by a recognized health professional.

However, a few insurance defense lawyers and employers may want to dispute your claim. Because of the many nuances of Georgia’s Worker’s Compensation Act, it is advisable to seek help to fight for what you deserve.

Going It Alone Versus Getting Help from a Qualified Legal Expert

An experienced lawyer can give you the advice you need on understanding the statute law and what it means for your particular injury, as well as fighting for your rights in a court of law. They will help you get the maximum amount designated for you.

If you decide to go it alone against your former employer or an insurance company, ensure that you are properly versed on the Worker’s Compensation Act, as well as ensuring that you only use recognized health professionals for any tests or assessments.

Conclusion

Most employers provide safe and healthy environments for their workers. But if you or a loved one is unfortunately involved in a work related accident that causes catastrophic injuries, it may be comforting to know that there is legislation you can use to receive some help with your new situation; provided all the proper channels are followed.

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