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What Is Workers Compensation?


The Workers’ Compensation Act is a set of laws administered by a state agency, known as the State Board of Workers’ Compensation. The Board governs what workers, employers and insurance companies are supposed to do when a worker is injured on the job or gets a disease caused by the job. It is usually called “workers’ comp.”

With very few exceptions, workers’ comp applies if your employer has three or more employees when you are working there. The Workers’ Compensation Act requires that employers provide two kinds of benefits to the injured employee, at no cost to the employee. The first needed benefit is the medical benefit. The second (and equally important) benefit is the income benefit. Income benefits must be paid if an employee is off work due to the work-related injury. The law covers full time, part time, and temporary employees.

Posted in: Workers Compensation